Non-custodial from your first satoshi. Your security adapts to your balance — from Lightning to geographic key distribution. No configuration, no compromise.
Most wallets force a choice: custodial convenience or self-custody complexity. New users get overwhelmed by UTXOs, channels, and key management. They make mistakes. They lose funds.
But keeping users on custodial rails forever means they never actually own their money.
Graduated Sovereignty eliminates that choice. The wallet adjusts your security model based on your balance and behavior. Non-custodial from your very first transaction — no custodial training wheels.
Your first payment opens a Lightning channel automatically via JIT (Just-In-Time) channel opening. A Lightning Service Provider ensures liquidity — but never holds your funds. Your keys from the start. Payments in under 1 second, fees below $0.01. Best for daily spending and receiving payments.
As your balance grows, significant amounts are stored directly on the Bitcoin blockchain. Full UTXO control with labeling and KYC tags, cold storage grade security. Your keys, your coins, maximum decentralization. Best for savings and long-term holding.
For serious holdings, the wallet suggests multisig with hardware wallet support. 2-of-3 or 3-of-5 configurations, Ledger and Trezor integration, geographic key distribution. No single point of failure. Best for significant wealth.
The highest level. Keys distributed across multiple locations and jurisdictions. Combined with Dead Man's Protocol for trustless inheritance — time-locked transactions, designated beneficiaries, automatic execution. No single geographic, legal, or temporal point of failure. Best for generational wealth.
Just send, receive, and store. The wallet monitors your balance and usage patterns in the background. You're non-custodial from your first satoshi.
As your balance changes, the wallet moves funds to the appropriate security level. Transitions between layers use submarine swaps — trustless and automatic.
Settings → Sovereignty → Manual Mode. Choose your preferred level for each amount range. Full control, always.
Download Suisse Wallet — non-custodial from your first satoshi.
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